Wholesale Mortgage Services of Wisconsin, LLC.

• Mortgage Calculators
• Mortgage Glossary
• Credit Scores
• Loan Pre-approval
• Purchase Process
• Home Refinance
• Buying a Condominium
• Mortgage Forms
• What Can I Expect
• No Closing Costs
• Mortgage For Beginners
• Mortgage Insurance (PMI)
• Mortgage Rate Commentary

Q: What can I expect?
A: 276 out of 292 clients said they had an excellent experience.

Will I get the rate I was promised?

Wholesale Mortgage Services of Wisconsin will lock your loan at your request immediately following our initial consultation. We will then fax or e-mail your rate lock confirmation within 24 - 48 hours.If for any reason your rate lock is not completed you will be notified promptly.

Will I get the closing cost I was promised?

Wholesale Mortgage Services of Wisconsin guarantees closing costs. The amount of closing costs that are shown on your initial Good Faith Estimate is what you will get at closing.You can print a copy of our closing cost guarantee under the forms section of this website.

Will I have to pay anything upfront?

Wholesale Mortgage Services of Wisconsin never requires money upfront. You will pay your closing costs at closing. The only thing we ask, if we have an appraisal done and cancel, you pay for the cost of the appraisal. The appraisal is not ordered until we have your completely signed application in our offices.

What happens if I am offered a better rate after I lock?

Wholesale Mortgage Services of Wisconsin has renegotiation policies with our lenders. The only time we are able to get a better rate is if the rates drop one quarter of a percent or greater. In almost every case we do not charge for this service.

Who services my Mortgage?

Wholesale Mortgage Services of Wisconsin sells 100% of its mortgages. We only work with the top lenders in the country. Depending which lender is offering the best rate will dictate who services your mortgage. Most mortgages that are originated currently are bought by Fannie Mae or Freddie Mac. This insures stability in the mortgage industry. If for some reason a lender were to go out of business, the servicing would transfer to another Fannie Mae or Freddie Mac lender.

Will my Mortgage be sold?

Wholesale Mortgage Services of Wisconsin sells 100% of its mortgages. We only work with the top lenders in the country. This minimizes the possiblities that your mortgage will be sold.

What if I cannot come to the Downtown Milwaukee office?

Wholesale Mortgage Services of Wisconsin does most of its business through the overnight. We will gather all the necessary information over the phone. We will then overnight your mortgage package via overnight to your home or office. We give you a checklist of items you will need to complete the transaction. We will also furnish you a pre-paid overnight package to return the documents. You could also at this point schedule an appointment to meet with us.

Where will we close?

Wholesale Mortgage Services of Wisconsin offers many different closing options. We will close in our office or the title companies office. We can close in your home or office. Whatever is more convienient for you.

No closing cost refinance.

Wholesale Mortgage Services of Wisconsin monitors rates even after we close. We are normally able to offer a no cost refinance if the rates get better within two years after you close. There is a time after we close that we have to wait to refinance. The time we have to wait is on a lender to lender basis.

Will I be updated on my application on a regular basis?

Wholesale Mortgage Services of Wisconsin has a website that you can check your up to the minute status. You can check this website any time day or night.